Unlike applying for various lines of credit such as an auto loan a home mortgage or a new credit card getting car insurance quotes will not have an impact on your credit score. You may be concerned that shopping around for insurance and requesting quotes from several underwriters could have a negative impact on your credit score because the search initiates inquiries that go into your credit history. Cheap Car Insurance How To Get Affordable Auto Insurance Rates In 2020 Cheap Car Insurance Car Insurance Insurance In fact it shows up as a soft pull which means you are usually the only one who can see it. Does auto insurance quotes lower your credit score . There s no hard credit pull for auto insurance quotes. One question that has come up is whether getting an auto insurance quote will lower your credit score. The good news is that when you get a car insurance quote the car insurance company does what is called a soft pull. Car insurance companies today routinely pull your...